MG HS PCP Offers

Personal Contract Purchase (PCP) is a flexible type of finance, designed to allow you to drive a new car as soon as possible. Unlike a traditional hire purchase, a PCP is structured so that lower monthly payments are made over the contract period, leaving a final balloon payment to be made at the end of the agreement. The future value of your car is agreed up front, to guarantee that your monthly payments do not change.


ModelMG HS Excite 1.5T-GDI 6-speed ManualMG HS Excite 1.5T-GDI 7-speed DCTMG HS Exclusive 1.5T-GDI 6-speed ManualMG HS Exclusive 1.5T-GDI 7-speed DCT
Monthly Instalments£219£239£239£259
Customer Deposit£3,976.89£4,057.39£4,614.43£4,657.01
Finance Deposit Contribution£0£0£0£0
Representative APR1.9%1.9%1.9%1.9%
On the road price£22,095£23,595£24,595£26,095
Revised on the road price£22,095£23,595£24,595£26,095
Amount of Credit£18,118.11£19,537.61£19,980.57£21,437.99
Interest Charges£1,032.99£1,108.54£1,143.93£1,222.51
Total Amount Payable£23,127.99£24,703.54£25,738.93£27,317.51
Optional Final Payment£8,639.10£9,174.15£9,652.50£10,228.50
Duration of Agreement (months)49494949
Fixed Rate of interest p.a0.97%0.97%0.97%0.97%
Mileage per Annum8,0008,0008,0008,000
Excess Mileage Charge14.9p14.9p14.9p14.9p

When your contract comes to an end, you have three options, you can either:

1. Pay the optional final payment to own the vehicle

2. Return the vehicle

3. Part Exchange the vehicle where equity is available

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PCP Terms and Conditions:

Retail sales only. Subject to availability at participating dealers only on vehicles registered between 01.01.22 and 31.03.22. 1.9% APR representative available on Personal Contract Purchase on all MG models. Minimum 5% deposit required. Finance subject to status. Terms and conditions apply. Applicants must be 18 or over. Guarantee may be required. MG Motor Financial Services, RH1 1SR. At the end of the agreement there are three options: 1) Pay the optional final payment to own the vehicle, 2) Return the vehicle, or 3) Part Exchange the vehicle where equity is available. Prices correct at time of being published and are subject to change without notice.

MG Motor UK Ltd t/a MG Motor UK is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486) permitted activities include acting as a credit broker, not a lender, for the purpose of financial promotions.

We work exclusively with Santander Consumer (UK) Plc t/a MG Motor Financial Services, but do not receive any commission from this arrangement. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, guarantees may be required.

We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.